Thursday, 15 November 2018

Siblings in November

Wow it's November already and we have almost completed a full year of the Siblings Project!

The photos for this month were taken over the half term holiday when we were staying with Nana and Gaga.

Mummy and Freddie arrived early on the Tuesday  morning, which happens to be bin day! As soon as the bin lorry arrived both boys were standing in the window watching it! They never moved till it was gone!

The Siblings Project - Dear Beautiful

Wednesday, 14 November 2018

Living Arrows 2018 46/53

Welcome back to another week of Living Arrows hosted by Donna over at What The Redhead Said. If you are new to this then the name of the linky comes from the poem by Kahlil Gibran "You are the bows from which your children as living arrows are sent forth"

This last week has been such a crazy week as the boys were back to school after the half term holiday. 

Although poor Freddie had a chest infection so he ended up missing playgroup and being at home all week with mummy. By Friday he was feeling much better so mummy decided to walk Freddie to get James from school, Well on the way home, Freddie decided he had enough of walking the way mummy and James wanted to go so he decided to lie down on the floor!

James took part in his first remembrance sunday with Beavers and he looked so smart in his uniform! He had a brilliant time with his Beavers and really looks forward to going to his meetings on a Thursday night!

Living Arrows

Tuesday, 13 November 2018

A New Bedroom For The Boys

We moved into our house just over three years ago when I was pregnant with Freddie. Originally when we put the offer in on the house we were originally going to use the small back box room as a office for me to do my blogging and also a room for Andy to put his computer. I would use the room during the day and then Andy would use it come evening for his gaming once James was in bed. But Freddie arriving put the kybosh on that!

Since Freddie tends to sleep in our room, but when he is at my parents house he shares a room with James. We have decided since James has a pretty big bedroom that we are going to install bunk beds in James current bedroom and move both boys in there together! We hope by doing this it will get Freddie out of our room and hopefully sleeping better!

One of the things I would love to change on the room would be the windows! Our house does have double glazing but the windows are very odd. They seem to be different on every room of the house! I would love to change all our windows to sash windows. By doing this all the windows on the front and back of our house would be identical. I also think it would be easier to put a opening restrictor on sashwindows to stop the windows opening too far, especially in what will become the boys bedroom!

So what are we planning on doing! This is the current shape and layout of the bedroom as it is! The longest wall is the one where the big window is. This is where we currently have James bed as the room has a built in wardrobe, I do not like the fact we have the bed across the window as the radiator is under the window and the bed actually blocks all the heat coming into the bedroom. And because of where the wardrobe is, it makes the room very dark, so if we want to go in and check on James at night we have to virtually go right into the room.

So the first thing we are going to do in the room is pull out the built in wardrobe and pull up the carpet. We are planning to lay laminate flooring as James is asthmatic and we know laminate will be so much easier to keep clean.

Where the wardrobe currently is there is actually a single plug socket on the wall, we are planning to get this changed to a double socket so we can have a wall mounted light on the wall as we are wanting to put the bunk beds we are going to get the boys on this wall! Where we currently have all James toys in the alcove which actually goes above the stairs we are going to turn this into the wardrobe area. We currently have all Freddie’s clothes in a two by four Kallax unit in his room. But once the boys move into the same room we will probably get another two by four Kallax unit or maybe get a four by four to store all their clothes in and maybe use the current two by for storing all the toys in.

We will also try and put a desk into the bedroom as well. As now James is getting older he needs somewhere he can go and do his homework after school away from his little brother who is quite happy to watch Cbeebies!

Watch this space for what we actually do to the room and how long it actually takes us!!

**Collaborative Post**

Friday, 9 November 2018

A Mum's Guide To Guarding Against Unexpected Expense

Being a Mum has never been a cheap enterprise and it’s certainly never been easy. But in the hectic and increasingly costly 21st century, parents are under more financial pressure than ever before. Are you sitting down? Research carried out in 2016 by the Centre for Economics and Business Research estimated that the average cost of raising a child to the age of 21 in the UK is an eye-watering £231,843. Even for the most scrupulous of financial planners that’s a lot of expense even for households where both parents work. In the age of austerity it seems as though for many of us our wages are stagnating even as our living costs continue to climb beyond our grasp.

Image by PxHere

Resultantly, many families are left with no recourse but to borrow. But as the cost of living rises, meeting our commitments to our debts can become increasingly untenable and our credit ratings may suffer. This can make managing our carefully managed household finances tricky to manage at the best of times, but what happens when life throws us an unexpected curveball in the form of unexpected costs? When your car breaks down, your plumbing springs a leak or your roof tiles start to rain all over your drive the expense can throw your finances into disarray. But Mums are masters of triumphing over adversity! With a little bit of knowledge and foresight, even Mums with limited incomes and poor credit can insulate themselves against the ravages of unexpected expenses. Here’s how…

Don’t assume that bad credit means that you only have bad options

Shortly we’ll discuss the ways in which, even in these austerity ravaged times,
households can take control of their finances to create a cushion that acts as a buffer
able to do this and your credit score is less than stellar does not mean that you only
have options. For example, guarantor loans from a direct lender can spare you the
additional expense of brokers’ fees. Plus their loan calculator can help you to determine
exactly what your monthly repayments will be so that you can budget accordingly.
As long as you have a guarantor such as a parent, friend or relative who can vouch
for you, you need not leave yourself at the mercy of unscrupulous payday lenders.

Every household can (and should) save

Your family’s finances should be governed by a budget. Only when you budget
can you get a clear idea of what’s coming in and coming out of your bank account.
In fact, the very act of budgeting will help you to feel more in control of your finances
and better placed to stop up all the little leaks in your household finances. However,
one thing that your budget absolutely must account for is savings. You should have a
direct debit into your savings account every month to ensure that you always pay in.
You can absolutely reduce that amount as times are lean so long as you boost it back
up when times improve. A savings account is a great, risk free way to grow your money.
Here are some of this year’s best savings accounts.

Keeping your kids happy should not cost a fortune
We all know families who are perpetually skint, yet their children all have the latest
games consoles and their very own LED TVs to play them on. Or smartphones. Or iPads.
When did it become Holy writ that keeping your children happy had to be so expensive?
It’s virtually impossible to guard against unforeseen expenses if our scant disposable
income is dedicated to buying our kids ostentatious presents.

Instead, condition your kids to value experiences over things. Take them places,
show them sights or challenge them to express themselves creatively. They’ll be happier
adults for it!

Make your debt work for you!

How much of your household expense goes on repaying your debts? How many
different direct debits do you have coming out every month, each coming out at a
different time with a different interest rate? Left unchecked, these debts can devour
our finances and make saving impossible. Worse still, they can prevent us from getting
good credit when disaster strikes.

Consolidating your debts into a single monthly payment with just one rate of interest
is a great way to make it more manageable. It will even improve your credit score as
all of your existing debts will be repaid and replaced with a single new one.

When you’re well prepared, unexpected expense is just another challenge for a Mum
to stare down and overcome!

**This is a Collaborative Post**

Thursday, 8 November 2018

Living Arrows 45/53

Last week was our half term holiday so James spent the whole week at his grandparents house, mummy and Freddie took the bus up to join them on Tuesday morning and we had a love time together!

At the end of the summer holidays a new play park was opened in the country park near where my parents live, so on Thursday afternoon mummy, nana, James and Freddie jumped into nana's car and went to check it out!

The boys had an absolute ball running around and burning off some energy! The only downside mummy found was the toddler swings were rather high and it was quite hard to lift Freddie into them!!

On Saturday daddy and James went to get their hair cut while mummy and Freddie headed into town. Daddy and James came to meet us so we could go buy James his trousers for Beaver's. We also managed to get James to choose a birthday present for Freddie and we also got James his advent calander! Mummy and Nana had picked up a moo free advent calander in Aldi on Friday.

Living Arrows

Tuesday, 6 November 2018

Palma Aquarium

On our recent holiday to Alcudia, Majorca, We decided to take the boys on a day out to Palma Aquarium.

When we saw our reps on the Tuesday morning we got the leaflet for the trips that were running and found out that the aquarium trips ran on Mondays, Wednesdays and Fridays. Since it was Tuesday we opted to book the trip for the following day the Wednesday!

We chose this day as back home, James was actually missing a school trip to Blue Reef Aquarium at Tynemouth as part of his school question "What Mysteries Does The Sea Hold?"

We set our alarms on our phones to get us up early and downstairs for the restaurant opening at 8am as our pick up for the trip was at 0845 from the main road next to the hotel.

Once the coach arrived and we were on it, we realised that Freddie needed a new pull up which mummy was able to quickly change before the coach hit the road. Once we arrived in Palma we got the stroller off the coach and loaded Freddie into it and put the changing bag onto it. We then got our tickets from the rep on the coach and made our way round to the main entrance. 

We did have the choice to split the day and go into Palma for the afternoon which I do kind of wish we had done, But James wasn't interested. All he wanted to do was spend time watching the Sharks!

We started off with Freddie in his stroller but he couldn't really see much, so since he already had his reins on from when we were waiting for the coach we let him out to walk. 

The whole day was fantastic and the kids had an absolutely ball! The shark tank was literally the best shark tank I have ever seen at eight meters deep and some of the sharks were the same size as me at 5" 2. There was even some fish bigger than Freddie! 

This is not even half the photos taken! There was over 150 taken on my phone and no idea how many are still on my camera to go through!!

Would we visit Palma Aquarium again? Yes we would but I do think six hours was maybe far to long to spend in there!

Thursday, 1 November 2018

Living Arrows 2018 44/53

Welcome back to another week of Living Arrows hosted by Donna over at What The Redhead Said. If you are new to this then the name of the linky comes from the poem by Kahlil Gibran "You are the bows from which your children as living arrows are sent forth"

This week the boys started their half term holidays! It was a busy week leading up to them finishing school and playgroup for the holidays!

On Wednesday it was a busy day for mummy especially! It started at 0845 when we dropped James off at school then it was straight into the school office as it was the harvest assembly so mummy had to bribe Freddie to keep him quiet! It worked so well till the end of the assembly when James and his friends were leaving to go back to their classroom and he saw James and some of his friends and he started shouting hello to them!!

Once we were back home at twenty to ten it was chill out time before leaving for playgroup at 1130! Once mummy got in from dropping James off it was a quick lunch then back to school for half past one to build boats with James and his classmates for part of their project! 

After leaving the school just after half past two it was straight to playgroup to get Freddie, a quick walk home to drop off his bags and then back to school to get James at three fifteen! Then it was home a quick snack and change for James he was due back at school at four for the school Halloween party!

Lucky for mummy, daddy was going to pick James up from the party so I could concentrate on getting tea finished for mummy, daddy and Freddie!

Thursday it was a normal day of school and chill out for mummy and Freddie before picking up James, getting him fed and changed ready to leave for Beavers at twenty five to six!

Friday was the start of half term so we got up and walked across to Tesco to do some shopping before James went to Nana and Gaga's house in the afternoon!

Living Arrows